Privacy Policy

Thanks for choosing 1 STOP Cash where payday advance loans are as close as your PC. At 1 STOP Cash, we are cognizant of your concern regarding your information privacy. We are committed to process your loan in a secure environment.

More importantly, we will attend to your business as we would expect our own to be handled. 1 STOP Cash is the owner of all information gathered on this site. Your personal information will never be sold, shared or rented in any manner other than disclosed on the Loan Application.

Lenders are subject to federal and state laws and regulations that regulate their lending practices.

 

At 1stopcash.com we consider the privacy of our visitors to be extremely important. This privacy policy document describes in detail the types of personal information that is collected and recorded by 1stopcash.com and how we use it.

 

Log Files
Like many other Web sites, 1stopcash.com makes use of log files. These files merely logs visitors to the site - usually a standard procedure for hosting companies and a part of hosting service's analytics. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. This information is used to analyze trends, administer the site, track user's movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

 

Cookies and Web Beacons
1stopcash.com uses cookies to store information about visitor's preferences, to record user-specific information on which pages the site visitor accesses or visits, and to personalize or customize our web page content based upon visitor's browser type or other information that the visitor sends via their browser.

 

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browser's respective websites.

 

On-line Privacy Policy Only
This privacy policy applies only to our on-line activities and is valid for visitors to our website and regarding information shared and/or collected there. This policy does not apply to any information collected offline or via channels other than this website.

 

Consent
By using our website, you hereby consent to our privacy policy and agree to its terms.

 

Update
This Privacy Policy was last updated on: May 22, 2014.

Should we update, amend or make any changes to our privacy policy, those changes will be posted here.


If you require any more information or have any questions about our on-line privacy policy, please feel free to contact us by email at info@1stopcash.com.

 

Store/Location Privacy Policy

All personal information collected by 1 STOP Cash (company) at store locations will be used for the purpose of attempting to collect debt owed to the company, account notifications and marketing of company promotions. Personal information obtained by the company is not sold, shared or rented in any manner without prior express written consent obtained during each transaction.

 

1 Stop Cash Text Message Policy
By providing your cell phone number, you have provided us with consent to send you text messages in conjunction with the services you have requested. Your cellular provider’s Message & Data Rates may apply to our confirmation message and all subsequent messages.
You understand the text messages we send may be seen by anyone with access to your phone. Accordingly, you should take steps to safeguard your phone and your text messages if you want them to remain private.
Please notify us immediately if you change mobile numbers or plan to provide your phone to another person.
If we modify this Text Message Policy, we will notify you by sending you a text message with a link to the new policy. We may terminate our text message program at any time.
If you have any questions about this policy, would like us to mail you a paper copy of this policy or are having problems receiving or stopping our text messages, please contact us using the following information:
Corporate Offices of 1 Stop Cash, 5925 Carmichael Road, Montgomery, AL 36117, 1 (877) 8CASH88
You agree and consent to be contacted by the Company, our agents, employees, attorneys, affiliates, subsequent creditors, loan servicing companies, and/or telephone calls and/or SMS text messages to your cellular, home or work phone numbers, as well as any other phone number you have provided in conjunction with this account, including the use of automatic telephone dialing systems, auto dialers, or an artificial or prerecorded voice.
Opt-out or STOP
This policy applies to the text messages sent by 1 STOP Cash to our customers while and after they use our product. If you wish to stop receiving marketing text messages from 1 STOP Cash, reply to any text message we have sent you and in the reply text simply type STOP. If you wish to stop receiving all text messages from 1 STOP Cash, including those with information about payment due dates or missed payments, type STOP ALL in the reply text you send us. Your stop request will become effective within one day. You may also stop text messages by contacting us using the contact information above. To view our Terms & Conditions visit www.1stopcash.com/privacy_policy or call our Toll-free 24-hour SMS information line 855-553-9100.
Help or Support
If at any time you need our contact information or information on how to stop text messages, reply to any text message we have sent you and in the reply text simply type HELP. In general, the messages we send provide you with information about your account. Some of the text message we send may include links to websites. To access these websites, you will need a web browser and Internet access.

AGREEMENT TO RECEIVE TELEMARKETING TEXT MESSAGES
By signing this disclosure at the time of your transaction, you authorize  1 STOP Cash (or our agent) to send marketing text messages to the mobile number you have provided and that is listed below using an automatic telephone dialing system. You are not required to authorize marketing text messages to obtain credit or other services from us. If you do not wish to receive sales or marketing text messages from us, you should not sign this disclosure. You understand that any messages we send you may be accessed by anyone with access to your text messages. You also understand that your mobile phone service provider may charge you fees for text messages that we send you, and you agree that we shall have no liability for the cost of any such text messages. At any time, you may withdraw your consent to receive marketing text messages by calling us at 1 (888) 654-2274. Alternatively, simply reply “STOP” to any marketing text message that we send you.



Personal Information Privacy Notice

FACTS

What do we do with your personal information?

 

Why?

Financial companies choose how they handle your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number and income
  • Transaction history and assets
  • Credit history and checking account information

 

How?

All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reason we chooses to share, and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Emergi-Cash Share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes – to offer our products and services to you

Yes

Yes

For joint marketing with other financial companies

No

No

For our affiliates’ everyday business purposes – information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes – information about your credit worthiness

Yes

No

For our affiliates to market to you

No

No

For our nonaffiliates to market to you

No

No

Who are we

 

Who is providing this notice?

Payday lenders, vehicle secured credit providers, tax service providers, insurance providers, credit and financial service providers.

What do we do?

 

How does Emergi-Cash protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Emergi-Cash collect my personal information?

We collect your personal information, for example, when you:

  • apply for a loan or give us your income information
  • open an account or pay us by check
  • show us your government issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your credit worthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include financial and nonfinancial companies with Emergi-Cash name(s).

Non-affiliates

Companies not related by common owenership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include lender; banks; collection agencies; check cashers; tax preparers; pawnbrokers; insurance companies; money transmitters; retailers; and prepaid card providers.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing include lender; banks; tax preparers; money transmitters; retailers; and prepaid card providers


1 Stop Cash Text Message Policy
By providing your cell phone number, you have provided us with consent to send you text messages in conjunction with the services you have requested. Your cellular provider’s Message & Data Rates may apply to our confirmation message and all subsequent messages.
You understand the text messages we send may be seen by anyone with access to your phone. Accordingly, you should take steps to safeguard your phone and your text messages if you want them to remain private.
Please notify us immediately if you change mobile numbers or plan to provide your phone to another person.
If we modify this Text Message Policy, we will notify you by sending you a text message with a link to the new policy. We may terminate our text message program at any time.
If you have any questions about this policy, would like us to mail you a paper copy of this policy or are having problems receiving or stopping our text messages, please contact us using the following information:
Corporate Offices of 1 Stop Cash, 4240 Carmichael Road, Montgomery, AL 36106, 1 (888) 654 - 2274
You agree and consent to be contacted by the Company, our agents, employees, attorneys, affiliates, subsequent creditors, loan servicing companies, and/or telephone calls and/or SMS text messages to your cellular, home or work phone numbers, as well as any other phone number you have provided in conjunction with this account, including the use of automatic telephone dialing systems, auto dialers, or an artificial or prerecorded voice.
Opt-out or STOP
This policy applies to the text messages sent by 1 Stop Cash to our customers while and after they use our product. If you wish to stop receiving marketing text messages from 1 Stop Cash, reply to any text message we have sent you and in the reply text simply type STOP. If you wish to stop receiving all text messages from 1 Stop Cash, including those with information about payment due dates or missed payments, type STOP ALL in the reply text you send us. Your stop request will become effective within one day. You may also stop text messages by contacting us using the contact information above. To view our Terms & Conditions visit www.onestopcash.com/privacy_policy or call our Toll-free 24-hour SMS information line 855-553-9100.
Help or Support
If at any time you need our contact information or information on how to stop text messages, reply to any text message we have sent you and in the reply text simply type HELP. In general, the messages we send provide you with information about your account. Some of the text message we send may include links to websites. To access these websites, you will need a web browser and Internet access.

AGREEMENT TO RECEIVE TELEMARKETING TEXT MESSAGES
By signing this disclosure at the time of your transaction, you authorize  1 Stop Cash (or our agent) to send marketing text messages to the mobile number you have provided and that is listed below using an automatic telephone dialing system. You are not required to authorize marketing text messages to obtain credit or other services from us. If you do not wish to receive sales or marketing text messages from us, you should not sign this disclosure. You understand that any messages we send you may be accessed by anyone with access to your text messages. You also understand that your mobile phone service provider may charge you fees for text messages that we send you, and you agree that we shall have no liability for the cost of any such text messages. At any time, you may withdraw your consent to receive marketing text messages by calling us at 1 (888) 654-2274. Alternatively, simply reply “STOP” to any marketing text message that we send you.