Financial Tips
Financial independence doesn't necessarily mean you have to be debt free. Achieving independence could be as easy as learning how to manage your cash flow in a way that can be rewarding and satisfying while at the same time minimizing your financial stress. The more we know about our finances and how to handle them, the more we'll understand how to manage them and make them work for us. Here are a few tips...


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Become Money Smart with the FDIC's free Money Smart Curriculum, a program that encourages young adults to learn educate themselves in the basics of handling their money and finances. Packed full of knowledge and useful tips on handling your finances, borrowing and saving, FDIC's Money Smart program consists of a series of 8 modules that can be tailored to meet your individual learning needs. At Emergi-Cash, we strongly encourage people to invest in learning more about the finance system that's taken for granted everyday. Visit the FDIC's website to find out how you can enroll today and become one step closer to achieving fiscal responsibility.
  

The Community Financial Services Association of America, known as the CFSA,  is the only national organization dedicated solely to promoting responsible regulation of the payday advance industry and consumer protections through CFSAs Best Practices. As such, they are committed to working with policymakers, consumer advocates and CFSA member companies to ensure that the payday advance is a safe and viable credit option for consumers. CFSA's Guide to a Payday Advance


  

The National Foundation for Credit Counseling (NFCC), Inc., promotes responsible financial behavior, quality financial education and counseling services. The NFCC is the nation's largest and longest serving national nonprofit credit counseling network, with more than 100 Member agencies and nearly 850 offices in communities throughout the country. NFCC Members, often known as Consumer Credit Counseling Service (CCCS) or other names, can be identified by the NFCC member seal. This seal signifies high standards for agency accreditation, counselor certification and policies that ensure free or low-cost confidential services. Visit the NFCCs website for more information on locations and services.
  

Known as the MFSA, formed in January of 2004, this Non-Profit association is made up of Alabama based Payday Lenders who work with our vendors and regulators to provide consumers Payday Loans in an ethical and responsible manner, and in strict compliance with state and federal law.
  


Gentry & Teletrack are Consumer Reporting Agencies (CRA), Like the three major credit bureaus, they operate under the Fair Credit Reporting Act (FCRA), which is the federal law that regulates CRAs. We use such services in compliance with industry regulations to verify our customers eligibility for a Payday loan.